HSBC Bank makes it easier, by charging interest on utilised personal loan amount only. Just estimate the maximum personal loan amount you need. Interest will be charged only on the amount you withdraw.

For Example:

The estimated amount for your daughter's marriage is Rs.3 lakhs.
Personal loan amount given by us is Rs.3 lakhs
And you use only Rs.2.5 lakhs.
With a personal loan from HSBC India you have to pay interest only on Rs.2.5 lakh.

Last EMI waiver:

By paying a marginally higher interest rate, we help you get your last EMI completely refunded. (Available for personal loans of 48-month tenor only and applicable if your repayment is consistent throughout the period of the personal loan).

Standard EMI repayment:

You pay the same EMI every month during the tenor of the personal loan.

HSBC India also offers:

Flexibility to choose the EMI dates - 1st or 10th of every month. Flexible personal loan tenor of up to 5 years (i.e. 12, 18, 24, 36,42, 48 and 60 months). Personal loans available from Rs. 50,000 up to Rs.15,00,000*.

Easy monthly repayment through Equated Monthly Instalments (EMI) with post-dated cheques or direct debit to your bank account from HSBC India.

Transfer of an existing personal loan from another bank to HSBC India, at attractive interest rates.

No collateral/guarantor requirement.
Easy documentation, quick processing and disbursal.
Hassle free personal loan based on 12 months credit card/retail loan track record.

For the special discount details and other important information about the personal loans offered by the HSBC Bank, India, follow the link: http://www.hsbc.co.in/in/personal/loans/personalloan.htm