United Bank Of India Personal Loans In India

United Bank of India offers personal loans for the customers on the name of "United Personal Loan Scheme". This scheme offers personal loans for the customers who can have any valid personal reason such as Daughter's marriage, major surgical operation, repairing of old house, passage money for son's education abroad or any other social pecuniary liability. United Bank of India's personal loan Scheme has been designed just to meet any such possible occurrences.

Eligibility for United Bank Of India Personal Loans

If you are a salaried person, with permanent service for at least 3 years, you may apply for the loan.

If wife is co-borrower and a working lady or a professional, the annual income of the wife shall be added to the income of the husband for the purpose of ascertaining the eligibility and calculating the permissible amount of loan.

Quantum of Loan for United Bank Of India Personal Loans

The maximum amount of loan shall be Rs.60,000/- provided it does not exceed 6 months' gross salary.

If your wife is co-borrower the maximum loan amount may be increased to Rs.1,00,000/- provided it does not exceed 10 months gross salary.

If your wife is co-borrower and a working lady or a professional, the maximum amount of loan may be raised upto Rs.1,20,000/-provided it does not exceed 12 months gross salary of the couple.

For the details such as Period of Loan, Interest Rate, application, please follow the link:
http://www.unitedbankofindia.com/loan.htm#UnitedPersonalLoan: